Know what you can spend
See your income, expenses and savings at a glance. Track categories, spot opportunities and build better habits.
- Income$7,024
- Living expenses−$3,330
- Debt repayments−$2,828
- Savings−$600
Plan a brighter financial future
KiwiSlice brings your budget, bills, vehicles, household costs, subscriptions and financial decisions together in one place. Get a clear picture of your money today and explore what's possible for tomorrow.

Everything together
Six areas, and one place they all feed. A scenario draws on every one of them at once — which is why “can we afford to move?” is a question about your mortgage, your car and your power bill at the same time.
Income, spending, and what is actually left each pay cycle.
Every account in one place, with what is flowing in and out.
Power, insurance, subscriptions and the trades you use.
Vehicles and contents — what you own, and what it costs to keep.
The people under your roof, and the house itself.
Investments and debt, and the net figure they add up to.
Six areas, one hub. A scenario draws on all of them at once.
See your income, expenses and savings at a glance. Track categories, spot opportunities and build better habits.
Track your accounts, bills, subscriptions, vehicles, home and family costs. No more hunting through different apps.
From your vehicles and subscriptions to your home and possessions — understand how everything fits together.
ABC123Motorcycle
2014 Honda CRF250LExplore your options
KiwiSlice doesn't just show where you are — it helps you model real-life decisions using your own numbers. Try different scenarios and see the potential impact before you make a move.
Find out your maximum savings potential by cutting discretionary spending.
Calculate the costs of upgrading or moving to a new home.
Project when you could retire based on your savings rate and KiwiSaver.
See how extra payments can reduce your loan term and interest.
Plan for the financial impact of growing your family.
Model how an income drop would affect your budget and savings.
Your data, your choice
KiwiSlice is local-first. Your data lives in your browser, stored securely on your device. We don't store your data on our servers by default, so you stay in control.
If you'd like extra peace of mind, you can choose to upload documents or connect your own cloud storage for backup and sync. Your data is saved as an JSON file, and any documents are stored in your own Google Drive account, with OneDrive to follow. It's about convenience — not lock-in.
Learn more about your dataWe don't store your personal data on our servers by default.You're always in control, with the option to back up and sync if you want to.
What it costs
KiwiSlice works in your browser for free, with no account, trial or time limit.
A Cloud subscription lets you sync the same household across your devices and share it with your partner, using your own cloud storage. KiwiSlice doesn't host your household data.
NZD $4.99/month or $49.99/year.